{"id":76,"date":"2026-10-02T16:00:00","date_gmt":"2026-10-02T16:00:00","guid":{"rendered":"https:\/\/www.danfontainerealty.com\/blog\/?p=76"},"modified":"2026-10-02T16:00:00","modified_gmt":"2026-10-02T16:00:00","slug":"the-average-down-payment-on-a-house-explained","status":"publish","type":"post","link":"https:\/\/www.danfontainerealty.com\/blog\/2026\/10\/02\/the-average-down-payment-on-a-house-explained\/","title":{"rendered":"The Average Down Payment On A House, Explained"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Let\u2019s talk about what homebuyers are actually putting down these days. In 2025, the median down payment across the U.S. was 19%. First-timers managed about 10%, while repeat buyers came in at 23%. That 20% mark? It\u2019s not just a nice round number\u2014it\u2019s the cutoff for avoiding PMI. But, let\u2019s be real: most folks, especially military and VA buyers here in Duval County, don\u2019t always fit the national average. Different loan types have different down payment needs, and there are assistance programs and smart budgeting options out there to help. After working with over a hundred buyers\u2014many using VA loans\u2014I\u2019ve seen firsthand that there\u2019s more than one path to a set of keys. If you\u2019re weighing your options, make sure you\u2019re getting advice that actually fits your situation, not just what sounds good on paper.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.quickenloans.com\/learn\/average-down-payment-on-house\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Let\u2019s talk about what homebuyers are actually putting down these days. In 2025, the median down payment across the U.S. was 19%. First-timers managed about 10%, while repeat buyers came in at 23%. That 20% mark? It\u2019s not just a nice round number\u2014it\u2019s the cutoff for avoiding PMI. But, let\u2019s be real: most folks, especially [&hellip;]<\/p>\n","protected":false},"author":102,"featured_media":77,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-76","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/posts\/76","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/users\/102"}],"replies":[{"embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/comments?post=76"}],"version-history":[{"count":1,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/posts\/76\/revisions"}],"predecessor-version":[{"id":78,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/posts\/76\/revisions\/78"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/media\/77"}],"wp:attachment":[{"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/media?parent=76"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/categories?post=76"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/tags?post=76"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}