{"id":88,"date":"2026-10-07T17:00:00","date_gmt":"2026-10-07T17:00:00","guid":{"rendered":"https:\/\/www.danfontainerealty.com\/blog\/?p=88"},"modified":"2026-10-07T17:00:00","modified_gmt":"2026-10-07T17:00:00","slug":"bargain-hunting-with-rates-above-7","status":"publish","type":"post","link":"https:\/\/www.danfontainerealty.com\/blog\/2026\/10\/07\/bargain-hunting-with-rates-above-7\/","title":{"rendered":"Bargain Hunting With Rates Above 7%"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/danny-fontaine\/bargain-hunting-mortgage-remotion-videos-a922\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Seeing mortgage rates hang above 7% isn\u2019t exactly what buyers hope for, especially those of us working with VA loans or military families who have to plan every move with precision. Lately, as the Fed signals more moves and Treasury yields climb, I\u2019ve noticed affordability is weighing heavy on everyone\u2019s minds. Here\u2019s what\u2019s working for some of my clients: building in a rate cushion\u2014plan for rates to shift by about half a point in the next 3 months, three-quarters in 6 months, and maybe a full point over a year. Timing can make a difference, too. Buyers who wait until early Q4 often see homes priced about 5% lower than those who buy in late Q2, and there\u2019s less competition, which means you get more room to negotiate. With about a five-month supply on the market recently, there\u2019s been real bargaining power out there\u2014whether that\u2019s on price, closing costs, or discount points. Even if you\u2019re still on the sidelines, the long game is about inflation cooling off and mortgage costs hopefully easing up. I always tell military buyers in Duval: knowing when to move, and how to negotiate, matters just as much as finding the right house.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Seeing mortgage rates hang above 7% isn\u2019t exactly what buyers hope for, especially those of us working with VA loans or military families who have to plan every move with precision. Lately, as the Fed signals more moves and Treasury yields climb, I\u2019ve noticed affordability is weighing heavy on everyone\u2019s minds. Here\u2019s what\u2019s working for [&hellip;]<\/p>\n","protected":false},"author":102,"featured_media":89,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-88","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/posts\/88","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/users\/102"}],"replies":[{"embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/comments?post=88"}],"version-history":[{"count":1,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/posts\/88\/revisions"}],"predecessor-version":[{"id":90,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/posts\/88\/revisions\/90"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/media\/89"}],"wp:attachment":[{"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/media?parent=88"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/categories?post=88"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.danfontainerealty.com\/blog\/wp-json\/wp\/v2\/tags?post=88"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}