As someone who’s closely tracked shifting markets in Northeast Florida, I know many of you are holding out hope that homebuying will become more affordable in the next few years. Looking ahead to 2027, current projections indicate mortgage rates will likely remain around 7%, and home prices could rise another 2.2%. These increases, fueled by ongoing inflation and high building costs, mean affordability may remain a challenge—even if we see a dip in prices during 2026. My years navigating changing conditions, both in the Navy and in real estate, have taught me that preparation and clear-eyed planning are essential, especially for those pursuing waterfront and luxury homes or making strategic decisions about when to buy or sell. I’m committed to providing you with the insight and steady guidance you need to make smart moves, no matter the market landscape.
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