Lately, there’s real talk around the rise in mortgage delinquencies—national rates hit 3.53% in August 2026, with serious delinquencies up 19% and foreclosure inventory jumping 41% year-over-year. That’s not just numbers on a page; it’s families feeling the pinch, especially in states where insurance and tax costs keep climbing. If you’re military or VA-eligible, these trends matter. FHA loans are feeling the squeeze most, but rising costs hit everyone. After nearly a decade working with VA buyers and military families here in Duval County, I’ve seen firsthand how quickly things can shift—and why it’s crucial to have someone in your corner who cuts through the noise. If you’re worried about how these changes might affect your next move, you aren’t alone.
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